Terms and conditions generator

Terms and conditions for your site, app or service.

Generate terms of service that set out who may use your product, what they may not do, how fees and termination work and where disputes are heard — with consumer protections added for EU and UK customers.

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Why your terms matter

No single law obliges every website to publish terms and conditions. But without them, the rules for using your service default to general law: you have not said who owns the content, when you can close an account, how far your liability extends or which courts hear a dispute. Terms are the contract that makes those decisions yours.

If you sell to consumers, the law limits what that contract can say. In the EU, the Unfair Contract Terms Directive makes unfair standard terms non-binding on consumers and requires terms to be written in plain, intelligible language; the UK applies the same principle through Part 2 of the Consumer Rights Act 2015. Distance sales to EU and UK consumers also carry a right to withdraw within 14 days in most cases.

Platforms often ask for terms as well. Payment providers, app stores and marketplaces commonly require a link to your terms before they approve your account or listing, and enterprise customers will ask to read them before they sign up.

What the generated terms cover

The clauses a software, content or online-service business usually needs, in an order a customer can follow.

Agreement, eligibility and accounts

Who the terms bind, who may use the service, and the user's responsibilities for their account.

Fees and changes to fees

How charges work and how you announce price changes. The fee-change clause is marked for your review.

Content and intellectual property

What users keep when they upload content, what licence you need to run the service, and what remains yours.

Acceptable use, warranties and liability

What users may not do, the disclaimer of warranties and the limitation of liability — within what consumer law allows.

Consumer statutory rights

For EU and UK customers, a section that preserves the rights consumer law gives them and that no contract term can remove.

Termination and governing law

How either side can end the agreement, and which law and courts apply. The governing-law clause is marked for your review.

One contract, in your customers' languages

Consumer law expects terms a customer can understand, which for many businesses means their own language. Each language version of your terms is generated from the same answers in one step, so the German and English contracts say the same thing. You can publish them in up to ten of 36 languages per document.

Your terms sit next to the rest of the kit. Publish them alongside your privacy policy and cookie policy at hosted URLs, export a PDF or DOCX for a contract pack, and add a refund, acceptable use or EULA document from the same dashboard when you need one.

What it does not do

Generated terms are a starting point for a standard online service, not a negotiated contract. The templates are cited to the law but not lawyer-reviewed; the fee-change and governing-law clauses are explicitly marked for review, and translations are machine-generated. If your contract decides where disputes are heard, have it checked for the countries you sell into.

If you sell regulated products, take payments on behalf of others, run a marketplace or sign negotiated agreements with businesses, your terms need more than a template can give you. Use the generated document as the structure and ask a lawyer to adapt it. Published terms do not change on their own — regenerate when your service changes.

FAQ

Questions, answered

Is a terms and conditions page legally required?

Not as a general rule. Terms are a contract you choose to offer, and they let you set the rules for using your service. If you sell to consumers, though, some pre-contract information is required, and payment providers and app stores often ask for terms.

What is the difference between terms and conditions and terms of service?

Nothing legally — the names are used interchangeably. MostlyPrivacy's generator produces a Terms of Service document that works as the terms and conditions for a website, app or online service.

Is the terms generator free?

Yes. The free plan includes one generated document, which can be your terms. Paid plans from $15 a month include every generator without a document limit.

Can I limit my liability in the terms?

Yes, within limits. The generated terms include a disclaimer of warranties and a limitation of liability, but consumer law in the EU and UK does not let you exclude liability for everything, and unfair terms do not bind consumers.

Do the terms work for EU and UK consumers?

When you select those regimes, the terms include a section preserving consumers' statutory rights. You still need to give consumers the information consumer law requires, such as their right to cancel most distance purchases within 14 days.

Which clauses should a lawyer check?

The generator marks the fee-change and governing-law clauses for review. We also recommend a review if you run a marketplace, sell regulated goods or services, or sign negotiated contracts with business customers.

Can I generate other agreements too?

Yes. Alongside terms, MostlyPrivacy generates privacy and cookie policies, refund, shipping, acceptable use and disclaimer documents, an EULA, an affiliate disclosure, an imprint and an accessibility statement.

How do I show the terms on my site?

Link to the hosted URL for each language, or download a PDF or DOCX for your own site or a contract pack.

Start with the free plan.

One site, the consent banner and one generated document — free, with no card. Upgrade when you need more sites or documents.